Introduction

Spectra SV Group Limited (“Spectra”, “we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, use our services, or interact with us.

This policy applies to Spectra SV Group Limited and its related entities, including Spectra Markets Ltd, SpectraPay, Spectra FX, Spectra Digital, Spectra Lab, and Spectra Exchange, where applicable.

2. Information We Collect

We may collect the following categories of information:
a. Personal Information
Full name
Email address
Phone number
Company information
Identification documents (for onboarding/KYC)
Financial information required for transactions

b. Technical Information
IP address
Browser type and device information
Usage data and analytics
Cookies and tracking data

c. Transaction Information
Trade details
Payment information
Account activity

3. How We Use Your Information

We use collected information to:
Provide brokerage, trading, and financial services
Process transactions and execute trades
Conduct identity verification (KYC/AML compliance)
Improve our website and services
Communicate service updates and regulatory notices
Prevent fraud, abuse, or unauthorized activity
Comply with legal and regulatory obligations

4. Legal Basis for Processing

Where required under applicable law, we process personal data based on:
Contractual necessity
Legal and regulatory compliance
Legitimate business interests
User consent (where applicable)

5. Data Sharing and Disclosure

We may share information with:
Regulatory authorities and government agencies
Licensed financial institutions and liquidity providers
Compliance, audit, and legal advisors
Technology and infrastructure partners
Payment processors and settlement providers
We do not sell personal data to third parties.

6. Data Security

Spectra maintains strict technical, administrative, and operational safeguards to protect client data. These include internal access controls, encryption protocols, monitoring systems, and compliance oversight procedures.

However, no digital system can be guaranteed to be fully secure.

7. Data Retention

We retain personal data only for as long as necessary to:
Fulfill contractual obligations
Comply with legal and regulatory requirements
Resolve disputes and enforce agreements

8. International Transfers

Your data may be transferred across jurisdictions where Spectra or its partners operate. Such transfers are conducted in accordance with applicable data-protection laws and safeguards.

9. Your Rights

Depending on your jurisdiction, you may have the right to:
Access your personal data
Request correction of inaccurate information
Request deletion (where legally permissible)
Object to certain processing activities
Withdraw consent
Requests may be submitted through our official communication channels.

10. Cookies

Our website may use cookies and analytics tools to improve user experience, security, and performance. You may disable cookies through your browser settings.

11. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be reflected by the revised “Last Updated: 24/1/2026”

12. Contact

For privacy-related inquiries, please contact:
Email: contact@spectrasvg.com
Address: No. 39, Garden Road, East Legon, Accra-Ghana